BearCom
2026 Plan Year

Supplemental Health Benefits

Any life-threatening condition that requires pharmacological and/or mechanical support of vital organ functions without which death would be imminent

Supplemental Health

Critical Illness - Coverage Details

Schedule

Class A: Basic Plan
-
Class B: Enhanced Plan
Flat $10,000

Covered Conditions

Class A: Basic Plan
-
Class B: Enhanced Plan
31

Termination Clauses

Class A: Basic Plan
-
Class B: Enhanced Plan
Age 65 or retirement, whichever is earlier

Covered Conditions (exclusion maybe apply):

  • Alzheimer's Disease
  • Aortic Surgery
  • Benign Brain Tumour
  • Blindness
  • Cancer
  • Coma
  • Coronary Artery Bypass Surgery
  • Deafness
  • Heart Attack
  • Heart Valve Replacement
  • Kidney Failure (End Stage Renal Disease)
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Failure on Waiting List
  • Major Organ Transplant
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson's Disease
  • Severe Burns
  • Stroke (Cerebrovascular Accident)