Dental Benefits
Dental Care pays for a percentage of the cost associated with the services covered under the plan.
Dental Care
| Coverage Tier | Alberta & British Columbia (No Tax) | Ontario (8.0% PST included) | Québec (9.0% PST included) |
|---|---|---|---|
| Basic - Single | $0.40 | $0.43 | $0.44 |
| Basic - Family | $1.00 | $1.08 | $1.09 |
| Enhanced - Single | $12.24 | $13.22 | $13.34 |
| Enhanced - Family | $31.20 | $33.70 | $34.01 |
Basic - Single
- Alberta & British Columbia (No Tax)
- $0.40
- Ontario (8.0% PST included)
- $0.43
- Québec (9.0% PST included)
- $0.44
Basic - Family
- Alberta & British Columbia (No Tax)
- $1.00
- Ontario (8.0% PST included)
- $1.08
- Québec (9.0% PST included)
- $1.09
Enhanced - Single
- Alberta & British Columbia (No Tax)
- $12.24
- Ontario (8.0% PST included)
- $13.22
- Québec (9.0% PST included)
- $13.34
Enhanced - Family
- Alberta & British Columbia (No Tax)
- $31.20
- Ontario (8.0% PST included)
- $33.70
- Québec (9.0% PST included)
- $34.01
- Ontario figures include 8.0% PST/Tax; Québec figures include 9.0% PST/Tax; no tax applied in AB & BC.
| Class A: Basic Plan | Class B: Enhanced Plan | |
|---|---|---|
| Deductible | None | None |
| Basic Services (Level I & II) | 80% Reimbursement | 80% Reimbursement |
| Dentures (Level III) | 50% Reimbursement | 50% Reimbursement |
| Major Restorative (Level IV) | 50% Reimbursement | 50% Reimbursement |
| Orthodontics (Level V) | Not included | 60% Reimbursement |
| Annual Maximum | Combined annual $1,500 | Levels I-IV: Combined annual $2,500; Level V: $1,500 Lifetime |
Deductible
- Class A: Basic Plan
- None
- Class B: Enhanced Plan
- None
Basic Services (Level I & II)
- Class A: Basic Plan
- 80% Reimbursement
- Class B: Enhanced Plan
- 80% Reimbursement
Dentures (Level III)
- Class A: Basic Plan
- 50% Reimbursement
- Class B: Enhanced Plan
- 50% Reimbursement
Major Restorative (Level IV)
- Class A: Basic Plan
- 50% Reimbursement
- Class B: Enhanced Plan
- 50% Reimbursement
Orthodontics (Level V)
- Class A: Basic Plan
- Not included
- Class B: Enhanced Plan
- 60% Reimbursement
Annual Maximum
- Class A: Basic Plan
- Combined annual $1,500
- Class B: Enhanced Plan
- Levels I-IV: Combined annual $2,500; Level V: $1,500 Lifetime
- Tip – Before authorizing any large expenses, obtain an estimate and send it to Manulife. This way you will know beforehand what is covered and how much you may have to pay.